Health insurance resource

The US Department of Health and Human Services (HHS) unveiled a new website yesterday as part of the recently passed health care reform: www.healthcare.gov. The site includes information about the health care reform law, allows consumers to compare health plans, and gives health care tips, such as which vaccinations you should have.

While transgender people are not mentioned on the site, one feature that we may find particularly helpful is the section on the new Pre-Existing Condition Insurance Plan (PCIP), for people who have been denied private health insurance because of a pre-existing condition and have been without insurance for more than 6 months. Because private insurers have denied coverage in the past due to transition-related care (something I personally experienced about 7 years ago), and because transgender people are less likely than the general population to have health care, this can be particularly helpful to us.

If you apply for the PCIP, let us know if it helps you get coverage. If you encounter any problems, please let us know as well. An important part of the work we do here is following up on new laws that impact transgender people. You can contact NCTE’s Health Policy Counsel, Mul Kim, if you have questions.

Whether or not you need insurance, the healthcare.gov site has good information to help us all be healthier, including prevention resources and print out sheets to take to your doctor.

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